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Lloyd's, Inc., is committed to protecting your privacy as a Web site visitor. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.

Information Collection, Insurance

You are asked to provide your personal information to us when you enroll for coverage, when you purchase an insurance policy from us, or when you send e-mail to us from this Web site. When enrolling in an insurance policy or asking for a quote at Lloyd's, Inc., we ask you to provide your name, home address, mailing address, telephone number and e-mail address. Insurance companies required this information to establish you as a policyholder when you purchase a policy. We keep a record of your information to provide you with policyholder service. All Lloyd's, Inc., employees are each required to acknowledge and sign a Confidentiality and Nondisclosure Agreement. In addition, each employee is instructed on the critical importance of maintaining the privacy of each customer, and the importance of protecting the customer's personal information.

Insurance policy premiums are paid by credit card or personal check. If a credit card is used to pay the premium, the credit card information is deleted from our records after your purchase has been authorized. If premiums are paid by personal check, a copy of your check may be kept on file.

When you send us e-mail from this Web site, you will provide us with certain personally identifiable information including your e-mail address.

Information Collection, Real Estate

Lloyd's, Inc., is the "site owner" of a third-party application, Cevado®, in the real estate division. Cevado® provides services to clients in the form of websites and other IDX/Real Estate related products. As a site owner, we are solely responsible for the way we use any information voluntarily provided by you on this site. Cevado® does not use your information in any way other than sending it on to our client, the site owner, and is not responsible for the way the site owner uses your information.

We may use the information collected to respond to you. You may request to opt out or change the information of any future contacts from the site owner at any time by contacting us via email or telephone (see below).


We may utilize a short-lived form of cookie when you visit this site. (A cookie is a piece of data that is stored on a visitor's hard drive while they are visiting this Web site.) At Lloyd's, Inc. a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input to input their information once and have the information appear later during the enrollment process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted from the visitor's computer as soon as they close their browser or if they are not actively browsing our Web site for more than 20 minutes. If a previous visitor to our Web site returns for a new session, s/he will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.

The real estate portal also uses cookies. For instance, when a cookie is used to identify you, you would not have to log in a password more than once, thereby saving time while on the site. Cookies can also enable the site owner to track and target the interests of their users to enhance the experience on their site. Some business partners of Cevado® or the site owner may use cookies on this site (for example, advertisers). Neither Cevado® nor the site owner have access to or control over these cookies.

This Web site may contain links to third party Web sites that are not controlled by Lloyd's, Inc. These third party links are made available to you as a convenience and you agree to use these links at your own risk. Please be aware that Lloyd's, Inc. is neither responsible for the content of third party Web sites linked to Lloyd's, Inc. nor are we responsible for the privacy policy or practices of third party Web sites linked to Lloyd's, Inc. Our Privacy Policy only applies to information we collect from you while you are at and while you are actively in a session with Lloyd's, Inc. If you should link to a third party Web site from Lloyd's, Inc., we strongly encourage you to review and become familiar with that Web site's privacy policy.

Changes in Our Privacy Policy

We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes.

If you have any questions about our privacy policy, please feel free to contact us.